Job Description

Category
Accounting and Finance
Position Type
Full-Time/Regular
Job Location
6010 Executive Boulevard, Suite 300Rockville, Maryland
Tracking Code
1523-948

EAGLEBANK OVERVIEW:

Eagle Bancorp, Inc. headquartered in Bethesda, MD, was incorporated in 1997 to serve as the bank holding company for EagleBank. Eagle Bancorp is a publicly traded company under the symbol EGBN. EagleBank commenced banking operations on July 20, 1998, and currently operates 17 banking offices: six in Suburban, Maryland, five located in the District of Columbia; and nine in Northern Virginia. The Bank was founded to specifically address the business and personal needs of local business owners. It has been answering and exceeding those needs for over 20 years, providing custom financial solutions, local access to senior management, quick response, local decision-making, and a deeply-rooted dedication to the local community.

Our Mission is to be the most respected and profitable community bank by putting relationships first to the delight of our customers, employees, and shareholders, and relentlessly deliver the most compelling service and value. Eagle Bank’s Values are: Relationships F·I·R·S·T: Flexible, Involved, Responsive, Strong, and Trusted.

EagleBank also recognizes the challenges its employees currently face in a post-Covid world. We understand the need to be creative and flexible when it comes to telecommuting and other alternative work arrangements. Since the pandemic started, EagleBank has prioritized the health and safety of its employees, and this position is eligible for our hybrid remote work program which allows employees to work from home two days a week. This position has flexibility in choosing which two days, in addition to Wednesday, will be worked in the Rockville, MD office.

GENERAL SUMMARY:

Underwrite new and existing commercial loans through analysis of borrower’s credit history, financial performance, current market trends, collateral, and feasibility. Spreads and analyzes financial statements, real estate spreadsheets, tax returns, A/R & A/P agings and proformas/forecasts for C&I, Commercial Real Estate, and SBA loan requests.

Deals will generally be larger and vary in complexity from Commercial Credit Underwriter I or II. The number of analyst tasks and degree of difficulty will be rated generally moderate to advanced. Supports Lending Department by providing personal and business credit reports, property values based on third party data and industry analysis as needed.

MAJOR DUTIES AND RESPONSIBILITIES:

  • Consistently provide excellent customer services to external and internal customers.
  • Prepares detailed narrative and risk analysis of C&I/CRE/SBA/B2B loan requests in timely manner.
  • Spreads and analyzes financial statements/tax returns, real estate spreadsheets, A/R & A/P.
  • Maintains strong working relationships both internally and externally to obtain critical data.
  • Provides personal and business credit reports, property values, and industry analysis.
  • Trains and mentors new and current analysts as needed.
  • Completes due diligence for current and potential bank vendors and investment companies.
  • Completes annual review for loans secured by owner occupied real estate properties.
  • Regularly participates in bank vendor training and special projects assigned by manager as needed.
  • May attend MLC meetings to provide additional insight as needed to senior management.
  • Identifies risks/mitigants and makes recommendations to senior management regarding additional credit enhancements to mitigate credit risk.

Required Education/Experience:

  • Bachelor’s Degree in Business, Finance, Economics or related field in lieu of 3 additional years of experience in commercial credit, financial statement analysis and formal credit training.
  • 5 years of analysis in commercial credit or middle-market experience
  • Web-based credit training through RMA or Omega or similar programs required

Preferred Education/Experience:

  • Leadership or supervision experience
  • Other banking experience helpful
  • Formal credit training program

Preferred Certifications, Licenses or systems needed :

  • Experience with spreading software

Required Knowledge & Skills:

  • General working knowledge of MS Office
  • Good written and verbal communication skills
  • Strong logic and math skills

Application Instructions

Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!

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